With-Profit Advice
Let us help you!
With-Profits investments have traditionally been the way most British people invest when looking for higher returns than a bank or building society savings account.
They have been the bedrock of private savings for many people.
An estimated 20 million savers, who are saving into endowments, life insurance, certain pensions and bonds are investing in With-Profits.
With-Profits is a type of pooled investment fund, which is normally run by insurance companies or mutual societies. They generally offer some life insurance cover.
They were once seen as an ultra-safe way of saving for retirement or for school fees, for example. But they have lost some of their appeal in recent years, largely due to stock market falls and concern over the transparency of the products.
The current return of With-Profits and indeed the return over the last few years has been awful,
(between 0 - 3%).
As a holder of a With-Profits pension or bonds, were you aware of that? As an inverstor, were you aware that you
could do something about transforming your With-Profits policy into a money earner at no detriment to yourself?
The good news is you can do something about releasing extra money and seeing genuine returns on your With-Profits bonds or pension. This is where we can help you reverse the effects of the poor performance of these types of funds.
May be you are asking: "what does With-Profits actually mean in terms of where is my money
invested?"
If you, as an inverstor, would have understood this in the first place, which is unlikely, you
may be alarmed to learn that the position has changed dramatically over the
last couple of years. e.g originally 76% may have been invested in
equities; today the figure could be 46%.
What this means in practice is the chances of the investment ever performing as originally projected are zero!
If this concerns you as a holder of a With-Profits policy, and it should, we are able to assist you in reviewing your policy and how best to plan and inmplement a financial staregy to make it work for you. We have done this for many satisifed investors and are ready now to hear from you.
Why let your investments cost you? Let us make them earn for you. TODAY!
Read more about With-Pprofits...
CALL NOW FOR IMMEDIATE FREE HELP FOR WITH-PROFITS ADVICE ON 01223 846726
Downing Financial Management
DFM offer a friendly, open approach with the aim of providing our clients with the services and products that best suit their needs.
We offer 'whole of market' advice with no allegiance or bias to any one, or group of, provider(s). Find out more...
